Last updated October 1, 2026

How we make money.

Offer Radar is paid for by its members' subscriptions. That keeps the rankings honest: no bank can pay to be scored higher, listed first, or kept off the map.

Affiliate links

Today, no link on Offer Radar is an affiliate link.

Some large national card issuers run affiliate programs, which pay a commission when someone is approved through a link. If we ever use one:

• The link will be marked on the card where you see it, not hidden in the fine print.
• It will never change a lender score, a fit result, a ranking, or which banks appear.
• It will cost you nothing. The offer will be the same one the issuer publishes.

Community banks, regional banks and credit unions, which make up most of Offer Radar, don't run these programs. Showing them earns us nothing.

Where the data comes from

Offer terms, rates and stated requirements are read from banks' and credit unions' own public websites, about once a week, and each one shows the date we last read it. Lender scores are our estimates, built from public sources such as the FDIC call reports banks file. Banks change terms without notice, so confirm on the bank's own page before you apply.

What we aren't

We aren't a lender, broker or credit repair company, and nothing here is financial advice. We never pull your credit, and we can't promise any approval. The full terms are in our Terms of Service.

Questions

Randall Labs LLC · support@randalllabs.co